Buying a Home Reach property

Step 1 - Register

Register with your local Help to Buy Agent. You are able to register for a general area or a specific housing development.

Step 2 - Assessment

You will need to complete a financial affordability assessment with a sales agent or an Independent Financial Advisor.

Step 3 - Choose

Once you know your affordability, you are able to choose the home you wish to purchase.

Step 4 - Reserve

Now you need to pay a reservation fee to the sales adviser to secure your home.

Step 5 - Mortgage

You will need to apply for a mortgage (if you need one) The sales adviser will guide you to the appropriate specialist.

Step 6 - Legals

You will need to appoint a solicitor to carry out the legal work for you and act in your best interest.

Step 7 - Exchange

This is when you pay your deposit, sign your contracts and agree a moving in date.

Step 8 - Move in

On the agreed completion day, you will be able to collect the keys, move in and enjoy your new home!

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